Plan the month ahead
Build next month's budget before it starts. Recurring lines like rent carry forward automatically.
Fanika
Know where your money is and decide where it goes next. Budgets, accounts, debt and goals in one clear financial picture.
How Fanika works
Track every shilling
Log income and expenses in one ledger. Balances, budgets and net worth update as you go.
Grow what's left
Savings goals, investments and debt payoff tracked together in a single net-worth view.
Everything reconciles
A live financial picture
Bank, mobile money, SACCO and cash in one balance sheet that reconciles itself after every entry.
Debt that actually goes down
Record a repayment once — the loan, the account and the expense ledger all update together.
Reports you can hand over
Monthly, quarterly and annual statements exported as PDF, Excel or CSV, or emailed to you.
Made for real life
Built for households
Share budgets, assign allowances and plan family obligations together on the Family Suite.
Guidance, not guesswork
The AI advisor reads your current month and recent history, then returns a health score and clear next steps.
Why people stay
Multi-currency
Track and convert across currencies with daily rates.
Yours to control
Export, deactivate or permanently delete your data any time.
Private by design
Row-level security so only you can read your records.
Financial calendar
Mark bill dates, expected income and deadlines that matter.
What people say
“I finally know what's actually left after commitments.”
Achieng' O.
Nairobi
“Closing the month takes five minutes instead of a weekend.”
Peter M.
Small business owner
“The debt tracker paid for itself in the first month.”
Wanjiru K.
Teacher